When it comes to online selling, one of the most crucial parts is choosing among a lot of payment gateways and configuring them to your website.
Choosing a right Payment gateway is very important because if your customers don’t feel safe while doing the transaction, they will not buy stuff from your website. We analysed all Indian Payment Gateways and rated them accordingly based on the ease of use, user-friendliness and other important factors like security and API integration:
PayU Biz:
PayU is most growing payment gateway in India which claims to be processing 3.5 Lakh + Businesses. This payment gateway is useful for users looking to start for free. However, Pro options are available to premium users only. PayU Payment gateway payment interface is quite user-friendly and payment processing is smooth. PayU covers almost all payment options. Registering with PayU required you to Sign Up for an agreement and abide with their terms of service.
PayU Biz Pricing :
| Plans | Start Up Plan | Silver Plan | Gold Plan | Platinum Plan |
|---|---|---|---|---|
| Integration Fee | 4,900 | 9,900 | 14,900 | 19,900 |
| Credit Card, Netbanking | 2.95 % | 2.70 % | 2.50 % | 2.25 % |
| Debit Cards(VISA, Mastercard, Maestro, RuPay) | Transaction Value <= 2000 – 0.75% Transaction Value > 2000 – 1.00% |
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| AMEX Cards, Diners Cards & Cash Cards | 3.70 % | 3.45 % | 3.25 % | 3.00 % |
| WALLETS(5+ Wallet Options) | 2.95 % | 2.70 % | 2.50 % | 2.25 % |
| International Credit Cards* | NA | NA | 3.25 % + 6.00 | 3.00 % + 6.00 |
| EMI* | NA | NA | 3.25 % | 3.00 % |
| Annual Maintenance Charge** | 2,400 | |||
| GST extra as applicable We also support UPI & UPI QR transactions **AMC only Applicable for Domestic Payment Acceptance *EMI Options & International Cards Activation services subject to bank approvals (Additional AMC of 5000) |
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2. CCAvenue
CC Avenue is among India’s most Trusted payment gateway Provider. In fact, CCAvenue is among the oldest payment gateway provider in India. CCAvenue Payment Gateway is widely used in Woocommerce online Stores and Many other e-commerce websites. CCAvenue providers very good and well-documented API integration kit for developers. They have an in-house integration team to help you setup API in your website.
As per CCAvenue, It has more than 200 + Payment options for Indian Websites.
CCAvenue Pricing:
To check out CCAvenue Pricng, click here
CCAvenue is charging Annual Maintenance cost from their all customers at the end of every year.
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3. InstaMojo
Instamojo is another trending payment gateway provider. The main reason people are using Instamojo is EMI option provided by Instamojo. However, this feature is available on Request. Instamojo is very clean payment gateway and used by enterprises. Unlike other payment gateway companies including the one listed above, Instamojo is providing better pricing structure to its partner merchants.
Instamojo Pricing:
To check Instamojo Pricing, Click here
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If you have questions or enquiries, Feel free to leave a comment below